I care for my mum and i’m in my last year at uni. mum has primary progressive and though she can still communicate, she’s wheelchair bound, struggles to eat and has an awful memeory. i do most things for her and we do have carer come in so i can go to uni.
We are having problems with a loan and a mortage with a well know high street bank. we were ment to pay a loan of £5000 back in september but had been arragning a remortage. our re-mortage has fallen through and so we are left with a loan due now and a mortage that will run out in april.
i am scared im going to loose my home, its been adapted for my mum - we’ve got wide access doorways, a ceiling hoist, an adopted bathroom and kitchen as well as various ramps. i’m so scared that i’m keep panicking that the balifs will come round and that we’ll be chucked out onto the streets and have to live somewhere where there is no disabled facilities. i panic hat if we have to move can i take eqipment with me> what about my mum’s wheelchair which belings to the council?
I can’t sleep, eat and im struggling with panic attacks. i can’t cope. Does anyone have any words of comfort for me or advice? i’ve hired a mortage bokrer to see if we can get a mortage and we are still waiting, and i’ve spoken to my council about the mortage rescue scheme however you have to be in arreas to get that and be on the verge or repossession which are not quite yet but i keep thinking wer will be. We were on an interest only mortage which cannot be changed.
What if i loose my home? i don’t think i can cope with this all and im so scared.