We I get our Travel Insurance via our bank.
We pay a fee each month that gives an insurance package including, travel insurance, full RAC breakdown cover, home emergency cover, phone insurance, gadget insurance like iPads ect and extended warranty on home appliances like washing machines ect, also covers boiler and heating breakdowns, including a yearly boiler service, it even gives access to VIP lounges at airports where you get free drinks and food before you fly.
All for less than £20 a month, its a steal.
I always inform the insurance dept at the bank when we are going away and where too, and ALWAYS make sure they still have my MS and any other conditions on file.
Theres was no increase in the fee we pay for this insurance package, since telling them about the MS.
We usually go to places like Tenerife or Portugal but we are going to take the plunge and have booked for Mexico in a few months time, so I rang the bank only last week to make sure everything is up to date.
I will ring again just be we go to make sure all is still updated, especially if my symptoms have changed.
It amazes me that some people pay through the nose and go to these “specialist insurance” companies when theres no real need to.
It’s the same with Life Insurance, I just went to Aviva told them about my conditions and they offered a policy almost straight away, I did have to give permission for my medical files to be viewed by them.
I think a joint policy cost us £6 extra a month, but it wasnt even the MS that caused the increase it was my high BP.
These so called specialist insurances companies are having it right off, shop round speak to existing insurance company or bank…