Im looking at life/illness insurances and getting very confused!!
In february my husband and I got approved for our first mortgage… while the purchase was going though we moved in with family…on the day we were moving I was taken ill and admitted to hospital (the right hand side of my body was numb and partially paralyzed) I had scans and fortunately things like brain tumours were ruled out PHEW. Over the 2 months it took for our mortgage to go through I got better and on the 1st of May we moved into our new house!!! Ive been having test after test, they think its MS but still no diagnosis and im just getting passed around different hospital departments!!
My husband has life and critical illness cover but im worried if I do have something like MS that as I get older I may not be able to work as much so he would be under alot of pressure.
If I applied for insurance now and then in say 6 months they decided it is MS would I get a payout? Or would it be classed as an pre existing condition?? would I even get cover at all because of the ongoing tests???