In october 2011 someone hit my mobility car whilst it was parked up on the street,no one was in the car and we wouldnt have known if a friend hadnt seen it happen.
The person who hit our car was visiting a neighbour and had gone into there house without telling us what she had done.
Motability was informed and they repaired the car and claimed from the ladies insurance,that was the end of it we thought, BUT since then we have been continually harrassed by claims management companies trying to get us to claim for injurys we have always said there were no injurys the car was empty and told them there is no claim to be maid.
Untill last night when we got this phone call urging us to claim the money that had been put aside for us from her insurance company.
The caller said that the driver of the car who hit us had claimed for whiplash and had been paid out,NO WAY WAS SHE HURT,i was agast at this,then the caller said that even though we werent hurt there was money waiting for us and if we didnt claim it then it would go to the government he urged us to say that we had injurys and said i can start this rolling now and you will have the money in 6-8 weeks because its so long ago a dr would just phone us up and ask if we were recovered from the injurys and he would say its ok to be paid out.
My initial words were i cant do that its fraud, we werent in the car, but he wernt on and on saying it was our money and we should claim it.
I must admit he was swaying me i told him to give me a few days to think about it, hes going to ring me back friday night.
Do i commit fraud and claim the money or do i leave it and it goes to the bloody government,i still dont know what im gonna say when he rings back,i didnt sleep much last night it kept going round and round in my head ime so confused i would never knowingly commit fraud OH DEAR< OH DEAR !!!
This sounds very fishy to me. Ok I don’t know about it in any details but if you don’t claim for an injury how can there be money waiting for you and even if it was there, surely it would go back to insurance company and not to the government.
Personally I would take the guys details and then tell him you are going to speak to an independant solicitor and see what his reaction is. Its almost like they are trying to get you to lie and it would be too easy for the other insurance company to find out.
I would investigate a bit further. Definitley sounds dodgy to me.
If everyone adds a bit more to every claim then all our insurance premiums will just keep on increasing. When I had an accident and went to have my quote, I was encouraged to have the alloy wheels done too even though I said that they had not been damaged. It was really hard to say no as the garage wanted the extra money and work and were quite insistent. As JBK says, it all sounds quite fishy what you have been told. As you are claiming on her insurance and she was not uninsured, surely any injury money would be coming from her insurance? I bet the man just wants a cut of any payout!
Sorry, but you’re being encouraged to tell lies. I don’t suppose you’d like to be treated like that yourself ?!!
When this person calls back, I’d be inclined to impress the above points on them and ask how they’d feel if it was them (…hoping they’ve got some kind of morals ?!!)
Hi Yes, it’s fraud and will be against you. This call centre makes money from claims. They don’t tape calls so the fraud is the person signing the form… You. Tell them you spoke to the insurance company who know the car was empty Tell them you are taping the call and see how they react. The government don’t get any cash… It’s all lies. Please stay away. Regards Neil
For sure it’s a scam, don’t get involved. Ask the call for all of their details to call them back as you’re too busy to talk at that time and I’m sure they will hang up on you. And for goodness sake, never call them straight back on the same phone line as they may not have hung up the phone their end keeping the call to you open! Good luck Paul
I get this all the time. I have never had an accident (touch wood) and they insist I have recently had an accident. They even tell me exactly how much money is waiting to be claimed.
I tapped in the phone number that was continuously calling into google and it showed up that this was a scammer and to ignore the call.
Don’t talk to them.
Hope this helps and I hope they don’t bother you again.
I get it all the time too. Someone hit us from behind. Very low speed impact and we have a towbar on the back so it took the force of the bump. Nobody hurt but the phone did not stop ringing. We even get the odd call now 3 years after the accident. It is a scam - ignore the call or better still get yourself a referee’s whistle and blow it hard down the phone next time they ring. Dont be drawn into their scheme.
Almost certainly cold calling, and they got lucky you just happened to have had an accident that might fit the bill.
They don’t have prior details of your accident - they’re just blagging - and there’s no money “set aside”, that all you need to do is claim.
They ring thousands of people who haven’t had any accidents, too, because they’ve no idea who they’re calling. As a small percentage of people have accidents every year, they only need to phone enough people to find at least a few who agree they’ve had an accident - then it’s a matter of bullying them into claiming.
It would certainly be fraud to claim injuries you didn’t have, and couldn’t possibly have, because you weren’t even in the vehicle! It’s equally fraudulent of the claims handling company to tell you there is already a pot of money “set aside” for your claim, because of course there isn’t money earmarked for a claimant who was never hurt, and insurance doesn’t work like that anyway. It’s not like an unclaimed lottery win, just waiting for the ticket-holder to come forward.
It’s very unlikely they know anything about the other driver either. How the heck could she claim for whiplash, in an accident where, presumably, she was at fault? Who would she claim against? Herself? This sounds like just part of the patter to make you feel there’s been some kind of injustice (she got something for nothing), to encourage you to claim. My bet is she didn’t get a sausage, though her insurer did pay out for your damage. They just want you to believe it would be stupid not to claim, because the other person got free money - which they didn’t.
Hi, this is utter tosh. Ignore the caller and do nothing like they are suggesting. You already know its wrong. These chuffin callers have no compassion or scruples. If the contnue to harrass you, then you may have to report them
Hi, I know of someone that works for a law company making these calls. It’s not always a scam, there is a sort of loop hole, the law companies are aware of, as are the insurance companies. Personally i think it is wrong as it pushes up premiums. Also, i don’t think it applies to motability car, especially if you weren’t in it, i had a similar thing happen, the car was hit, we didn’t no who did it.
if a person has had a car accident the details get sold on in data. They say the claim is not just for injury but things ike having to rent a car, blah blah. It tends to be for smaller accidents. I’ve been told that the insurance company have a pot of money put a side for this.
I was watching clips of Tony Benn on the TV today and in one he said that all decisions are essentially to do with right and wrong.
That is perfectly illustrated here – pots of money – loopholes – you deserve it – it’ll go to the government - it’s all smoke and mirrors. The bottom line – is it right to say that you were injured in an accident when you weren’t even sat in the car?
Of course it isn’t and I wouldn’t want to do business with any organization that tried to tell me that it was.
My husband was hit by an uninsured driver about 3 years ago, and once the claim was sorted we started getting phone calls about claiming for personal injury. We used to put the phone down on them and eventually they got the message, but they were very persistent. Just remember that they’re not bothered about you personally, you’re a potential client, and they want you on their book. You’re just potential income, and they’ll keep phoning to try and wear you down. See them for what they are. Heather
hi all thanks everyone for your repys, its been a very difficult few days and we,ve read everything you all said we,ve done a lot of talking and soul searching and decided we were right in the first place that we could not go and knowingly commit fraud by saying we were hurt when we wernt, so we told the caller not to call us again and if he did then we were going to call the police and have him arrested for tryng to get us to knowingly comit a crime.
We do hope that this will be the end of it its been a realy difficult few days, thanks all for your help.
It’s a shame you wasted your precious energy talking or even thinking about this, or calling the guy back. I hope it doesn’t happen again, but if it does, just hang up without giving it a second thought. Treat it exactly the way you would a spam e-mail - junk, and not worthy of your attention. You don’t even owe them an explanation for why you’re not interested - they’re NOT calling to help you, no matter what they say, but they are probably on a commission for every name they collect who says yes.
Alison