This is covered in another post I think ?
We have holiday insurance as part a package with our bank, it covers mobile phone loss, gadget loss, RAC breakdown, holiday insurance, home emergency cover, it’s called Barclays Additions and costs £17 per month.
As for the MS, all we needed to do was inform the bank of the MS and they noted it on our holiday insurance cover, no extra in premiums or restrictions in cover.
I really cannot understand people going to “specialist” insurance companies.
The same applies to our life insurance, I just rang up Aviva, told them about the MS, they paid for me to have a medical and wrote to my neuro, a few weeks later they offered a policy with a slight increase in premiums, but that was because I declared my high blood pressure, the MS made no difference !
I’ve had all he policies back showing my MS and other medical conditions.
These “specialist” insurance companies are a con if you ask me !
I was actually put in touch with a broker through this site, but found that the quotes they came back with were ridiculous, so I just rang around a few insurance companies myself.