Life Insurance

[DK2108]

I was renewing my life insurance policy and asked if I could increase my critical illness cover, something that I’d talked about doing last month with them and they told to do it at renewal and I could get a cheaper premium potentially. Obviously they ask about your health, diagnosis and awaiting diagnosis or if you’ve seeked advise for most of the issues associated with MS. I was honest. I always have been, it’s life insurance, its what will protect my family should anything happen to me. I was put on hold for 15mins and when they came back they told me they couldn’t renew my policy, however after I’ve received test results etc I may request a new quote, however they wouldn’t be able to offer critical illness until they’d received a doctors report and even then it wasng guaranteed. I now currently have no life insurance and I imagine no one will quote me at the moment? Any one had this issue? Anyone been able to secure life insurance whilst awaiting diagnosis? There could be nothing wrong with me and they’ve just cancelled my full policy!