I wasn’t sure if I should be posting this here or the “no diagnosis yet forum” so bear with me.
I have Critical Illness insurance, and I am currently waiting for a definitive MS diagnosis, but the specialist seems fairly certain of its probability. The definition reads as follows, and I am wondering if anyone could tell me how difficult these parameters might be to achieve? Thanks in advance!
Definition
Multiple sclerosis means a definite diagnosis of at least one of the following:
- Two or more separate clinical attacks, confirmed by magnetic resonance imaging (MRI) of the nervous system, showing multiple lesions of demyelination
- Well defined neurological abnormalities lasting more than 6 months, confirmed by MRI imaging of the nervous system, showing multiple lesions of demyelination, or
- A single attack, confirmed by repeated MRI imaging of the nervous system, which shows multiple lesions of demyelination which have developed at intervals at least one month apart
The diagnosis of multiple sclerosis must be made by a specialist.
Survival period
The insured person must survive for 30 days following the date of diagnosis.