Just wondered if anyone has had successful income protection insurance claim for RRMS?
I was diagnosed with RRMS in July 2020 and my insurance company paid out the Critical Illness claim without fuss, but the wording in the policy for income protection is different from the Critical Illness insurance.
Currently am on very restricted duties because of fatigue, nausea and vision issues.Not sure how long I can continue for, so looking at option of drawing on my insurance policy.
Income Protection
Neurological disease
Severe and progressive neurological or muscle wasting diseases, including but not restricted to Multiple Sclerosis and Motor Neurone Disease, with objective clinical neurological findings and a confirmed medical diagnosis.
Critical Illness
Multiple sclerosis - with persisting symptoms A definite diagnosis of multiple sclerosis by a consultant neurologist that has resulted in either of the following:
Clinical impairment of motor or sensory function, which must have persisted from the time of diagnosis, or
Two or more attacks of impaired motor or sensory function together with findings of clinical objective evidence on Magnetic Resonance Imaging (MRI scan)
All of the evidence must be consistent with multiple sclerosis.
Any help appreciated.