Hi everyone
Just need a little advice!!!
Husband has just surprised me with a holiday in May and just sorting holiday insurance. As im still in limbo land and with no diagnosis… do I fill the section about medical history?? Do I have to notify anyone that im on long term meds!!
My mum has type 2 diabetes and she has too and she has to take a copy of her percription when ever she goes away!!
So I dont know what to do??
Be grateful of any advice!
Vickie x
Hello Vickie That’s a lovely surprise. Why not give the insurance company a ring. I would have thought you’d need to tell them your ? ms and about medication. Better to be sure. Take care x
Hi Vickie
Lucky you! Hope you’re going somewhere warm, dry, and sunny?
I think you do need to disclose everything, but if it puts up your premium too much, you can choose to exclude those conditions, if you are confident that you will be reasonably ok and able to manage should they flair up whilst on holiday. You would then be covered for delays, new medical conditions etc, but not what you have disclosed. Its really worth shopping around though, as the premiums vary enormously xx
Hi Vickie,
I worked for British Airways for 26 years, as such travelled to many parts of the World. In fact in 1988 I travelled twice around the World, some 48,000 miles in 5 days on aircraft, sponsored for Charity. Not something I would recommend but shows you it is possible.
Stick to these guidelines and you will really enjoy the experience. First on booking your flight tell them you would like assistance from check-in to the gate. This could be a wheelchair with someone pushing or a lift on a Golf type buggy. The gate could be over one mile away so don’t think your doing any favour’s by not asking for help. The aircraft has a certain slot for take off, if you are late because of walking difficulties, THE AIRCRAFT HAS TO GO without you, otherwise it costs mega bucks.
If you have problems walking down the isle when you get aircraft side, no problem, quite a few aircraft now have small wheelchairs especially to take people up and down the isle. If you can’t walk whatsoever, no problem, tell them and facilities will be put in place from check-in to take you to the aircraft by ambulance, high lift you to the aircraft and trained medical staff to lift you in the seat. The golden rule here is ‘tell them.’
With some airlines you can pre-book your seat. If so get one that has more leg room and near the toilets, probably a bulkhead seat. The Civil Aviation Authority has made a ruling that no Disabled person can have a seat by an Emergency Exit for obvious reasons.
If for some reason you get to your destination and your wheelchair is missing or worse still damaged it is the airlines, or should I say good airlines signed up to something called the Haig Protocol to restore or repair your chair, see the airlines staff.
I remember I went to San Diego from Gatwick once and they left my chair behind. I was in a rush had to go down to Tijuana and the only one they had to loan me had a large sign above my head saying ‘AVIS Rent a Car.’ The times I was stopped in my Hotel by people saying “hey fella, where can I get a car.”### ### Have a good time, don’t worry as far as flying is concerned your husband will be looked after.
Equipment used for his disability eg wheelchairs; crutches travel free. I have no idea if this extends to a travel kit but I would think they were being rather padantic if they charged; mind you I would be very careful with so called ‘budget airlines.’ Give you airline a ring to clarify.
Don’t forget your EHIC card if you go to an EEC Country http://www.nhs.uk/nhsengland/Healthcareabroad/pages/Healthcareabroad.aspx
As far as insurance goes as others have said tell all. I find the good old Post Office cheapest and best cover Single Trip Travel Insurance | Post Office®
Hi Vickie,
I worked for British Airways for 26 years, as such travelled to many parts of the World. In fact in 1988 I travelled twice around the World, some 48,000 miles in 5 days on aircraft, sponsored for Charity. Not something I would recommend but shows you it is possible.
Stick to these guidelines and you will really enjoy the experience. First on booking your flight tell them you would like assistance from check-in to the gate. This could be a wheelchair with someone pushing or a lift on a Golf type buggy. The gate could be over one mile away so don’t think your doing any favour’s by not asking for help. The aircraft has a certain slot for take off, if you are late because of walking difficulties, THE AIRCRAFT HAS TO GO without you, otherwise it costs mega bucks.
If you have problems walking down the isle when you get aircraft side, no problem, quite a few aircraft now have small wheelchairs especially to take people up and down the isle. If you can’t walk whatsoever, no problem, tell them and facilities will be put in place from check-in to take you to the aircraft by ambulance, high lift you to the aircraft and trained medical staff to lift you in the seat. The golden rule here is ‘tell them.’
With some airlines you can pre-book your seat. If so get one that has more leg room and near the toilets, probably a bulkhead seat. The Civil Aviation Authority has made a ruling that no Disabled person can have a seat by an Emergency Exit for obvious reasons.
If for some reason you get to your destination and your wheelchair is missing or worse still damaged it is the airlines, or should I say good airlines signed up to something called the Haig Protocol to restore or repair your chair, see the airlines staff.
I remember I went to San Diego from Gatwick once and they left my chair behind. I was in a rush had to go down to Tijuana and the only one they had to loan me had a large sign above my head saying ‘AVIS Rent a Car.’ The times I was stopped in my Hotel by people saying “hey fella, where can I get a car.”### ### Have a good time, don’t worry as far as flying is concerned your husband will be looked after.
Equipment used for his disability eg wheelchairs; crutches travel free. I have no idea if this extends to a travel kit but I would think they were being rather padantic if they charged; mind you I would be very careful with so called ‘budget airlines.’ Give you airline a ring to clarify.
Don’t forget your EHIC card if you go to an EEC Country http://www.nhs.uk/nhsengland/Healthcareabroad/pages/Healthcareabroad.aspx
As far as insurance goes as others have said tell all. I find the good old Post Office cheapest and best cover Single Trip Travel Insurance | Post Office®
Hi, not sure exactly where you are in the diagnosis process, but It is very difficult /virtually impossible to get insurance cover for any symptoms for which you are under investigation. So for instance if you are waiting for a neuro appointment or an MRI etc… You do need to be honest with them because if they find out you have kept anything from them ( and they will find out if you need to make a claim) then your whole insurance will have been invalid. It may be that you need to pay an extra premium or you can choose to exclude that medical issue from cover (which means if you get appendicitis for instance you will be covered, but if you get rushed to hospital because of something relating to your pre existing symptoms then you won’t). It’s worth remembering too that if your holiday is in the Europe you are covered by the EHIC scheme Applying for healthcare cover abroad (GHIC and EHIC) - NHS It’s best to call them. Try a few general insurers first, and if you have difficulty getting cover for a reasonable amount (or cover at all) then have a look here at Martin Lewis’ recommendations for pre existing conditions specialist insurers: http://www.moneysavingexpert.com/insurance/cheap-travel-insurance Have a lovely time! 
with travel insurance you have to make a medical declaration if you have had any medicsl treatment recently. Any diabetes, blood pressure, breathing problems, heart, cancer,
anxiety etc all count. If you are on medication from the hospital that is against You , And so the costs mount. If you don’t declare these things then even if you fall ill with something unrelated they fight the claim and if they can prove it was a prexisting condition then good luck with claiming anything. Better safe than sorry I say http://gotravelinpeace.com