I have been refered to a neurologist by my GP now and I have been told to expect a four month wait. I have had private health cover with Aviva (via work) for the last 16 years, and touch wood, have never needed to use it and make a claim. I have had a brain and spine MRI done already and the results have come back with lesions onboth, so just need a neuros verdict on what is up/ confirmation.
My question is, should I try to get a referral quicker using the private healthcare (which I would have to pay a 100 excess on) or just wait my turn and wait for my appointment date with the good old NHS. To be honest, i’ve been in pain for about five years now with mega weirdness going on with my body during that time. I have simply put it all down to getting old (i’m 39 LOL) and too much socialising. So as normal I just get on with my life, albeit with a little more difficulty than my friends or work colleagues.
I have read that private health insurance policies are mainly for acute illnesses and not chronic ones, so I don’t even know if they will cover the cost for referral to the neuro if I tell them its due to suspected MS.
Has anybody else used such “corporate” health policies? Am I missing the point as to definately try to make a claim and go private? If I don’t bother to use it, would I possibly miss out on anything or would it cause me any issues down the line?
All I can see it doing is putting me 100 pounds out of pocket and possibly getting the news which I am dreading quicker. I suppose if I do get a diagnosis then I might get to be put on some medication which will slow down the relapses.
Any ideas /suggestions would be greatly recieved.
Thank god it’s Friday…