I am having alot if trouble with Aviva Insurance and their Income Protection they offer. Wondering if any one else has had a similar experience?
I actually work for a Private Medical Insurer and have worked here for 12 years.
When I joined i didn’t have MS and had income protection with the Friends Life- now bought out by AVIVA.
A few years after my diagnoses for Relapsing Remitting MS i had to reduce my full time hours to 16 hours. My income protection kicked in and my wage was ‘topped up’ by the income protection.
A few years ago I had my first child and my symptoms got worse and i wasn’t fit to work at all. After a few months of this AVIVA sent Private investigators to film me and told me I was fit enough to go back to work full time.
After a long appeal process we came to an agreement that i would try going back to my 16 hours but will be based at home not in an office. This has been going really well for me and I’ve managed to stay in work and do I job I enjoy. But now Aviva have said they have done a further medical review and will not pay me anymore Income Protection payments as they think I’m fit enough to work full time.
I have been to Occupational therapists through work and they disagree that i can work full time, my manager feels I cannot work full time, My MS nurse feels this way and so do I but they have still stopped the claim!!
Anyone else come across something similar??