I have been given the amount that is supposed to plop into hubby’s bank account tomorrow. It is £103400 approximately. I tell you with reticence because some people don’t have a pot to p/$$ in and I do understand that.
That is well over the £16000 limit for claiming ESA and I am not going to hide it. It will last 12 years if I take equal weekly amounts to the ESA we lose. Simplistically, that is what we are going to do in the first instance. Just replace like for like.
We are going to the Jobcentre tomorrow to tell them once we know the money has arrived. We need to speak to an advisor or somebody there to find out the rules and when / if we can reapply. We need to ensure or NI stamps are paid.
Then we have an appointment with the bank to see if they can inflation proof it but I don’t think they give more than 0.piddle% on anything and we’ll be leaving them with no result.
Then we have to tell the council because we won’t be entitled to council tax benefit.
I don’t think not telling the DWP is an option, I think that is fraud.
Suggestions of what we can legally would be helpful. I’m 55 and I want it to last 12 years to when I get my state pension at 67.