Just a PS for you Anon.
Please have a look at this article on the Australian Law and STDs. Although we live in different countries the principles are the same…
B
Hi Anon It’s great you’ve got 2 lots of opinion here. As someone who worked in the Financial Services, I’d just say maybe make sure you’ve thought about the following: - make sure you get a good history of always making the mortgage payments by yourself and on time, and then if you do apply for a transfer of Equity, this may help - consider what may happen at the end of your Fixed rate time, if the rates have increased and you’re unable to transfer to you or sell the property quickly (work out affordability at various percentages) - if your loan is interest only, rate changes will affect your repayment more - if you do qualify to transfer the property into your sole name, how will you go about buying out your partner? Has he contributed to the deposit, and if not, what does he expect to gain financially? If you’ve been the one paying the mortgage, and making home improvements you may resent giving him a 50/50 share when you eventually buy him out or sell. You can purchase the home with someone else who doesn’t live there who can act as guarantor which may help to keep things above board legally Whatever you do, best wishes and good luck! Gary - keep your positive posts coming. We all need a range of perspectives either to identify with or to balance us! Jane xx
Hi Gary, if you are talking about your post about being put into the right group for you on ESA, plus getting good news re your retirement package from work, then you did get 2 replies. Both came on 2nd Nov…3 days after you posted. I know this, as I was one of them!
I try to make my posts upbeat, if I can, but often posters are looking for help and are truly worried or frightened, so that`s why the majority of posts may seem negative to you.
Sometimes posts dont get answered straight away. my reply to you was upbeat, so not everyone is down hearted here.
luv Pollx
Gary - I was the other reply. Sometimes, if you haven’t posted for a while your new thread will get delayed while it is checked out for spam so we might find you loitering on page 2 but I always try to reply to someone who hasn’t had many replies. It’s always worth checking your posts after a day or two to see if you have had any answers …
T/c
Tracey x
Humble apologies all round. Must have been having a sensitive moment. My ex wife would probably tell you I don’t have too many of them Gary
Now now Gary stay positive Lol
Hi Gary, no worries hun.
Look forward to your next posts.
lots of luv
Pollyxxx