Thank you to all that have put your comments to my post your support is good I did feel quite downcast with Neil’s comment, the trouble with Ill health retirement the way it is at the moment is that because it is expensive, the employers only consider the cost that they would have and not the employee who is struggling with their job and health like I am at the moment.
They would rather the person strugles on with their health and job because of the expense of illl health retirement to the employer robbing that employee of an decent life and their dignity.
Please see the below comment on Money saving expert forum regarding ill health retirement
04-11-2008, 11:04 PM
Join Date: Nov 2008
Thanked 2 Times in 2 Posts
The decision for ill health retirement is not down to the employer, but is a medical decision certified by by an Independent specially qualified doctor.
This is incorrect! It is the Scheme employer’s decision.
The Regulations require that, before making that decision, the employer must obtain a Certificate of Permanant Incapacity from a suitably qualified, independent occupational health practitioner.
The doctor merely provides a medical opinion. It is for the employer to then decide taking into account all the evidence including other medical opinion and non-medical matters (eg occupational factors) whether or not the scheme member is eligible.
There are several Determinations on the website of the Pensions Ombudsman that makes this quite clear. Many, many employers have been unfairly and illegally hiding behind a doctors opinion for many many years.
I believe the unions are (finally) getting to grips with this scandal. But much too late for many employees.
I think the above forum comment from the moneysaving expert forum says it all especiallly the bottom two paragraphs especially where it says that many, many employers have been unfairly and illegally hiding behind a doctors opinion for many many years.
I am 45 years old now and I do not think in my present health condition with the MS and my terrible situation at work that I can continue on till I am 66, that is the age that I am supposed to get my state pension.