Work medical retirement

Hi everyone, I have had loads of problems with my job,they are sending me for a medical.I just wondered if they can medically retire me cause that is what they might want to do.I can still work but I feel because I have stuck up for myself they want me out.How does this work can they make that decision.And if they do what can I do?And if so you lose your death in service benefits don’t you.If you get medically retired does that mean you can’t work anymore. Any help please

A lot of your answers depend on your contract of employment. Mine stated that if I got another job I was not to earn more than the wage I received on retirement.

Contact DIAL http://www.dialuk.info/ who will come around your house and help. Or Benefits and work http://www.benefitsandwork.co.uk/ who give excellent advice costs £19.40 per year. The DLS give excellent free advice http://www.dls.org.uk/advice/factsheet/factsheets_download.html it is essential you get help.

TPAS are the free knowledgeable free organisation for all info you want http://www.pensionsadvisoryservice.org.uk/state-pensions/the-pension-service even give an estimated state pension when your 65 or state retirement age.

Hi, to be considered for early retirment on ill health grounds, you need to have been on sick leave for quite a few months.

Then you get sent to see a doc of their choosing, to assess you for the job you are doing.

If that comes back as a no, then HR will look to see of they have any vacancies which you would be better suited to.

This happened to me in 2000. There was a mutual agreement that i should retire then…I was 47.

If you feel you have grounds for wrongful dismissal, speak to your union, if you have one. If not then CAB may be able to help.

luv Pollx

The first thing you need to do is to get hold of all the paperwork relating to your pension plan, terms of employment, etc. There are some commonalities across companies, but a lot of the details vary.

My pension plan had two levels of ill health retirement. The lower level was “breakdown in health”. To qualify for that, you had to be unable to do your job, but were allowed to still work part-time or in a less demanding job that paid less. The higher level was full retirement. To qualify for that, you had to be unable to earn a living from work - so low paid, undemanding, very part-time work is OK. In service benefits (e.g. employee share schemes, insurance, etc) were stopped for both of these so I doubt that you would retain death in service benefits on your plan, but you never know - you need to check the small print.

As long as it doesn’t cause financial difficulties, retiring is not as bad an option as some might think. It’s one of the best decisions I ever made and I would never have believed that at the time.

Good luck.

Karen x

I suppose the best way forward would be to ask why they have requested attendance at a medical and what they intend to do with the information provided. It would be expected if you have been on sick leave for some time or have had frequent absences due to ill health, or have flagged up a medical conditon. A good employer would use this information to ascertain what adjustments need/can be made at work which is what you would expect an Occupational Health doctor to be looking at. Of course it all depends of what your current situation is, what your contract of employment states. etc. I would also suggest that you try to create a good relationship with your manager/HR department. Sticking up for your rights is one thing, but you do need to make sure you have good communication established.

Employers can dismiss on the grounds of capability, what benefits you get will again depend on your contract. If you do not have a union in your workplace you could contact ACAS, CAB or Access to Work for further information.

Best wishes