Just had a bloke phone me, he spoke in a foreign accent and the line wasn't very good.
So didn't have a clue what he was going on about but he was going to refund all my money.
I asked what for.
I think he said for the recent loan, I asked what loan and what for.
Sounded as if he said the loan.
I said what loan I haven't had one.
He said then why are you waisting my time at which I replied you phoned me you silly bug*** and put the phone down.
I know I shouldn't have sworn but it just came out.