Travelled to USA and had a relapse where I had to stay in hospital for 2 nights. The bill ended up being $65,000! I had travel insurance where I declared MS but now after 10 months of them going through my medical records that they will not pay out the entire bill! I will need to pay a more than a third of it due to previous medical conditions I did not declare. Bearing in mind the medical conditions they listed and that I had 10-20 years ago is not an issue to my health anymore!
I was admitted to hospital during my holiday purely to do with my MS and nothing else! I will be disputing the claim and if need be I will have to take legal advice.
Has anyone else been through this with a travel Insurance company where a medical claim was rejected?
Any help will be appreciated.