# RRM and Life insurance

**URL:** <https://forum.mssociety.org.uk/t/rrm-and-life-insurance/68250>\
**Category:** Caring for someone with MS\
**Tags:** finance-and-benefits\
**Created:** [20 June 2022 17:38 UTC](https://forum.mssociety.org.uk/t/rrm-and-life-insurance/68250 "2022-06-20T17:38:01Z")\
**Posts on this page:** 3\
**Page:** 1

<div class="post-metadata">

**Author:** ![Motherhen](https://avatars.discourse-cdn.com/v4/letter/m/e56c9b/32.png) [@Motherhen](https://forum.mssociety.org.uk/u/Motherhen)\
**Post date:** [20 June 2022 17:38 UTC](https://forum.mssociety.org.uk/t/rrm-and-life-insurance/68250/1 "2022-06-20T17:38:01Z")

</div>

Hi i am new on here.please can anyone help.  
a family member has RRM MS and was wondering if anyone knows of any insurance companies that will except them

---

<div class="post-metadata">

**Author:** ![alison100](https://dub1.discourse-cdn.com/mssociety/user_avatar/forum.mssociety.org.uk/alison100/32/1019_2.png) [@alison100](https://forum.mssociety.org.uk/u/alison100)\
**Post date:** [20 June 2022 21:32 UTC](https://forum.mssociety.org.uk/t/rrm-and-life-insurance/68250/2 "2022-06-20T21:32:50Z")

</div>

Getting life cover’s not usually a major issue for most of us. Critical illness insurance is a different matter, given that we already have what is generally classed as a qualifying condition. But live assurance should be OK. Talk to a broker if you’re struggling to find something suitable on [Confused.com](http://Confused.com) or similar.

---

<div class="post-metadata">

**Author:** ![GCCK](https://dub1.discourse-cdn.com/mssociety/user_avatar/forum.mssociety.org.uk/gcck/32/3615_2.png) [@GCCK](https://forum.mssociety.org.uk/u/GCCK)\
**Post date:** [21 June 2022 07:34 UTC](https://forum.mssociety.org.uk/t/rrm-and-life-insurance/68250/3 "2022-06-21T07:34:41Z")

</div>

You’re unlikely to get specialist cover from one of the comparator sites.

I ran a search covering [life insurance MS diagnosis UK](https://duckduckgo.com/?q=life+insurance+MS+diagnosis+UK&ia=web) and got some useful avenues to pursue. Not many charities get entangled with insurance these days for fear of bias - until recently AgeUK effectively ran its own brokerage before disbanding it.

It will cost you more for a declared condition. I’ve just taken out a single trip travel policy and my rate is 4x my wife’s. The better the specialist, the more informed the assessment of risk they will make.