# Mortgages and MS **URL:** \ **Category:** Everyday living\ **Created:** [14 February 2013 20:49 UTC](https://forum.mssociety.org.uk/t/mortgages-and-ms/23729 "2013-02-14T20:49:19Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![Inactive\_User](https://avatars.discourse-cdn.com/v4/letter/i/3e96dc/32.png) [@Inactive\_User](https://forum.mssociety.org.uk/u/Inactive_User)\ **Post date:** [14 February 2013 20:49 UTC](https://forum.mssociety.org.uk/t/mortgages-and-ms/23729/1 "2013-02-14T20:49:19Z")
I have MS but am still working and only have sensory Symptoms at the moment. Does anyone know if I want to move to a bigger house and remortgage on the same deal, will they ask me about my health and possibly refuse me a mortgage? Hope not 😕 ---
**Author:** ![ROSE117](https://avatars.discourse-cdn.com/v4/letter/r/e9c0ed/32.png) [@ROSE117](https://forum.mssociety.org.uk/u/ROSE117)\ **Post date:** [14 February 2013 20:57 UTC](https://forum.mssociety.org.uk/t/mortgages-and-ms/23729/2 "2013-02-14T20:57:28Z")
Last year I was thinking about getting another house…ms didn’t affect mortgage ---
**Author:** ![Inactive\_User](https://avatars.discourse-cdn.com/v4/letter/i/3e96dc/32.png) [@Inactive\_User](https://forum.mssociety.org.uk/u/Inactive_User)\ **Post date:** [14 February 2013 20:58 UTC](https://forum.mssociety.org.uk/t/mortgages-and-ms/23729/3 "2013-02-14T20:58:37Z")
Thanks!!! : ) ---
**Author:** ![Inactive\_User](https://avatars.discourse-cdn.com/v4/letter/i/3e96dc/32.png) [@Inactive\_User](https://forum.mssociety.org.uk/u/Inactive_User)\ **Post date:** [14 February 2013 21:03 UTC](https://forum.mssociety.org.uk/t/mortgages-and-ms/23729/4 "2013-02-14T21:03:36Z")
They will just ask you about whether you have insurance to cover should you become ill, it’s up to you to have the cover or not they can’t ask about illness just recommend insurance. ---
**Author:** ![Inactive\_User](https://avatars.discourse-cdn.com/v4/letter/i/3e96dc/32.png) [@Inactive\_User](https://forum.mssociety.org.uk/u/Inactive_User)\ **Post date:** [14 February 2013 21:14 UTC](https://forum.mssociety.org.uk/t/mortgages-and-ms/23729/5 "2013-02-14T21:14:40Z")
Loving these answers : ) thanks ---
**Author:** ![Bambi19](https://avatars.discourse-cdn.com/v4/letter/b/c89c15/32.png) [@Bambi19](https://forum.mssociety.org.uk/u/Bambi19)\ **Post date:** [14 February 2013 22:00 UTC](https://forum.mssociety.org.uk/t/mortgages-and-ms/23729/7 "2013-02-14T22:00:16Z")
I never had a problem either and recently re-mortgaged for a better deal. xx ---
**Author:** ![Anitra](https://avatars.discourse-cdn.com/v4/letter/a/e68b1a/32.png) [@Anitra](https://forum.mssociety.org.uk/u/Anitra)\ **Post date:** [14 February 2013 22:29 UTC](https://forum.mssociety.org.uk/t/mortgages-and-ms/23729/8 "2013-02-14T22:29:18Z")
Getting the mortgage will not be an issue, but if you don’t have it already, it’s most unlikely you will be able to get insurance against having to quit work due to ill health, when you already have a degenerative condition. Do you have a contingency plan for how you would pay the bigger mortgage, if your condition did deteriorate in the coming years, to the point of having to reduce or quit work? I think this is a much bigger consideration than just getting the mortgage. You don’t want quitting work to mean you’d lose your home as well. Tina ---
**Author:** ![Inactive\_User](https://avatars.discourse-cdn.com/v4/letter/i/3e96dc/32.png) [@Inactive\_User](https://forum.mssociety.org.uk/u/Inactive_User)\ **Post date:** [15 February 2013 09:33 UTC](https://forum.mssociety.org.uk/t/mortgages-and-ms/23729/9 "2013-02-15T09:33:20Z")
I have calculated over paying my new mortgage by 1k a month for exactly that reason, as well as interest rates rising. I figure if I get worse then I’d probably need to downsize again anyway.