# Finance and benefits **URL:** https://forum.mssociety.org.uk/c/finance-and-benefits/18.md [Latest](https://forum.mssociety.org.uk/latest.md) · [Categories](https://forum.mssociety.org.uk/categories.md) · [Tags](https://forum.mssociety.org.uk/tags.md) --- ## [Support for new career training because of MS?](https://forum.mssociety.org.uk/t/support-for-new-career-training-because-of-ms/79962)
**Author:** [@robluck](https://forum.mssociety.org.uk/u/robluck)\ **Replies:** 4\ **Last updated:** [29 October 2026 18:34 UTC](https://forum.mssociety.org.uk/t/support-for-new-career-training-because-of-ms/79962 "2026-10-29T18:34:12Z")
Hi all. I’m 45 with PPMS. Is there any support for training to switch careers because of my MS? I have always worked in Art Logistics, a physical job even as a manager. I am conscious that worsening symptoms would make … --- ## [PIP and the appeal process - is it worth it?](https://forum.mssociety.org.uk/t/pip-and-the-appeal-process-is-it-worth-it/81156)
**Author:** [@jamesdjgale](https://forum.mssociety.org.uk/u/jamesdjgale)\ **Replies:** 41\ **Last updated:** [29 October 2026 08:58 UTC](https://forum.mssociety.org.uk/t/pip-and-the-appeal-process-is-it-worth-it/81156 "2026-10-29T08:58:38Z")
hey all, after a lengthy application process, my pip application was rejected. I have RRMS and am in some ways in good health/fitness - but I am also subject to a number of difficult, debilitating symptoms, not least fa… --- ## [Feeling unsupported (JSA related)](https://forum.mssociety.org.uk/t/feeling-unsupported-jsa-related/81889)
**Author:** [@MariaB123](https://forum.mssociety.org.uk/u/MariaB123)\ **Replies:** 1\ **Last updated:** [24 October 2026 10:33 UTC](https://forum.mssociety.org.uk/t/feeling-unsupported-jsa-related/81889 "2026-10-24T10:33:50Z")
So, my contract ended in August and I have been looking for work since then. I applied for JSA as I can definitely work. My MS disability is invisible and even though I have told the coach about it, including telling her… --- ## [Retirement….? Me..?](https://forum.mssociety.org.uk/t/retirement-me/73150)
**Author:** [@CR78](https://forum.mssociety.org.uk/u/CR78)\ **Replies:** 7\ **Last updated:** [6 October 2026 09:11 UTC](https://forum.mssociety.org.uk/t/retirement-me/73150 "2026-10-06T09:11:59Z")
The reality of my fast approaching 66th birthday (Jan 24) is beginning to dawn on me… I stopped working in 2019 (ish) and receive PIP & ESA… As far as I can tell my State Pension is ok, but then I’ve two or three other… --- ## [Paying off mortgage early](https://forum.mssociety.org.uk/t/paying-off-mortgage-early/81202)
**Author:** [@claude.calleja](https://forum.mssociety.org.uk/u/claude.calleja)\ **Replies:** 9\ **Last updated:** [2 October 2026 11:42 UTC](https://forum.mssociety.org.uk/t/paying-off-mortgage-early/81202 "2026-10-02T11:42:59Z")
Lately, I have focused on paying off my mortgage early instead of investing. I figured I’d be more relaxed if that’s settled. I’m 41 and plan to settle there balance in 4 years time whilst keeping an emergency fund and… --- ## [PIP - this is what we are up against...](https://forum.mssociety.org.uk/t/pip-this-is-what-we-are-up-against/81734)
**Author:** [@GCCK](https://forum.mssociety.org.uk/u/GCCK)\ **Replies:** 3\ **Last updated:** [2 October 2026 08:27 UTC](https://forum.mssociety.org.uk/t/pip-this-is-what-we-are-up-against/81734 "2026-10-02T08:27:14Z")
Most, if not all, people with MS who are claiming for PIP are legitimate claimants. However, it is the sick-note culture which is discrediting the benefit and making it harder for people with legitimate disabilities to … --- ## [Continuing Health Care](https://forum.mssociety.org.uk/t/continuing-health-care/81669)
**Author:** [@pjf76](https://forum.mssociety.org.uk/u/pjf76)\ **Replies:** 0\ **Last updated:** [28 August 2026 11:15 UTC](https://forum.mssociety.org.uk/t/continuing-health-care/81669 "2026-08-28T11:15:07Z")
Hi all I used to receive CHC funding for my care but last year it was stopped. It was decided my health had gotten better and I had no Primary Health Need so I ineligible for help. I do not understand as I am the same … --- ## [Moving for better health care](https://forum.mssociety.org.uk/t/moving-for-better-health-care/81609)
**Author:** [@kamkinamanda](https://forum.mssociety.org.uk/u/kamkinamanda)\ **Replies:** 1\ **Last updated:** [15 August 2026 12:26 UTC](https://forum.mssociety.org.uk/t/moving-for-better-health-care/81609 "2026-08-15T12:26:49Z")
Hi All, I’m new in here but not new to MS. I was dx RRMS in 2018, but in the last 3 years my health has declined. This is due mostly because I’m in a high conflict custody battle with my ex husband. Because he took t… --- ## [Aviva - Critical Illness Cover](https://forum.mssociety.org.uk/t/aviva-critical-illness-cover/81560)
**Author:** [@ElleJayTee](https://forum.mssociety.org.uk/u/ElleJayTee)\ **Replies:** 9\ **Last updated:** [11 August 2026 19:16 UTC](https://forum.mssociety.org.uk/t/aviva-critical-illness-cover/81560 "2026-08-11T19:16:10Z")
Hi All - my MS news is still very fresh and I am now working through the various emotions - fearing my life is over, being “disabled” and the threat of financial ruin or on the days I feel more “stable” - I am left quest… --- ## [Pip appealll](https://forum.mssociety.org.uk/t/pip-appealll/81579)
**Author:** [@flora.akper](https://forum.mssociety.org.uk/u/flora.akper)\ **Replies:** 7\ **Last updated:** [10 August 2026 22:05 UTC](https://forum.mssociety.org.uk/t/pip-appealll/81579 "2026-08-10T22:05:10Z")
Hi everyone, I’m looking for some advice from anyone with MS who has successfully been awarded PIP. I was diagnosed with MS over 20 years ago and I’m currently on Kesimpta, but my PIP application was refused. I’m feeli… --- ## [Aviva Critical Illness Claim has been Rejected](https://forum.mssociety.org.uk/t/aviva-critical-illness-claim-has-been-rejected/81577)
**Author:** [@jpdsmith](https://forum.mssociety.org.uk/u/jpdsmith)\ **Replies:** 0\ **Last updated:** [7 August 2026 18:30 UTC](https://forum.mssociety.org.uk/t/aviva-critical-illness-claim-has-been-rejected/81577 "2026-08-07T18:30:37Z")
Hello, I have come here for some guidance and advice. I have had Aviva Critical Illness cover for both myself and my wife through my employer as an employee benefit that I pay for each month. This cover started in Janu… --- ## [Work.](https://forum.mssociety.org.uk/t/work/81436)
**Author:** [@lornak21](https://forum.mssociety.org.uk/u/lornak21)\ **Replies:** 4\ **Last updated:** [6 July 2026 13:50 UTC](https://forum.mssociety.org.uk/t/work/81436 "2026-07-06T13:50:58Z")
Hello, I’m a practice nurse with PPMS. I’m managing well and currently on 6 monthly ocreluvus infusions. Work are saying to everyone now for all hospital appointments we need to make time back or take annual leave. I’m… --- ## [Need help to organise spreadsheet ](https://forum.mssociety.org.uk/t/need-help-to-organise-spreadsheet/81351)
**Author:** [@sjmonk](https://forum.mssociety.org.uk/u/sjmonk)\ **Replies:** 0\ **Last updated:** [19 June 2026 18:06 UTC](https://forum.mssociety.org.uk/t/need-help-to-organise-spreadsheet/81351 "2026-06-19T18:06:25Z")
Where best to ask for help --- ## [Early retirement NHS](https://forum.mssociety.org.uk/t/early-retirement-nhs/77374)
**Author:** [@Jo1979](https://forum.mssociety.org.uk/u/Jo1979)\ **Replies:** 2\ **Last updated:** [12 June 2026 06:08 UTC](https://forum.mssociety.org.uk/t/early-retirement-nhs/77374 "2026-06-12T06:08:31Z")
Has anyone taken ill health retirement from the NHS and how did you find the process? I’m just about to set the ball rolling and I’ve no idea what I can claim or what life will look like --- ## [ Second question. ](https://forum.mssociety.org.uk/t/second-question/81287)
**Author:** [@y40bell](https://forum.mssociety.org.uk/u/y40bell)\ **Replies:** 1\ **Last updated:** [8 June 2026 13:40 UTC](https://forum.mssociety.org.uk/t/second-question/81287 "2026-06-08T13:40:30Z")
Hi how do I explain my MS in my PIP. Appt I am very anxious --- ## [ New question. ](https://forum.mssociety.org.uk/t/new-question/81288)
**Author:** [@y40bell](https://forum.mssociety.org.uk/u/y40bell)\ **Replies:** 2\ **Last updated:** [8 June 2026 13:38 UTC](https://forum.mssociety.org.uk/t/new-question/81288 "2026-06-08T13:38:51Z")
Does anyone have any experience of a F2F appt for pip --- ## [PIP mandatory reconsideration](https://forum.mssociety.org.uk/t/pip-mandatory-reconsideration/81257)
**Author:** [@nicb4](https://forum.mssociety.org.uk/u/nicb4)\ **Replies:** 1\ **Last updated:** [28 May 2026 19:06 UTC](https://forum.mssociety.org.uk/t/pip-mandatory-reconsideration/81257 "2026-05-28T19:06:41Z")
Hi all just a quick pip question, i have finally relented and applied also currently in process of reducing my hours at work..i did get standard daily allowance but i dont feel that the assesor understood or considered a… --- ## [Looking for Help Navigating Work Challenges with MS](https://forum.mssociety.org.uk/t/looking-for-help-navigating-work-challenges-with-ms/81226)
**Author:** [@bluesky6](https://forum.mssociety.org.uk/u/bluesky6)\ **Replies:** 4\ **Last updated:** [22 May 2026 11:47 UTC](https://forum.mssociety.org.uk/t/looking-for-help-navigating-work-challenges-with-ms/81226 "2026-05-22T11:47:26Z")
Hi all, I’m reaching out because I’m feeling quite overwhelmed and unsure where to turn next. Since starting my current job last year, I’ve faced ongoing bullying, exclusion, and a very harsh corporate culture. My mana… --- ## [What benefits can i claim?](https://forum.mssociety.org.uk/t/what-benefits-can-i-claim/80852)
**Author:** [@sue.dermot](https://forum.mssociety.org.uk/u/sue.dermot)\ **Replies:** 7\ **Last updated:** [3 May 2026 17:19 UTC](https://forum.mssociety.org.uk/t/what-benefits-can-i-claim/80852 "2026-05-03T17:19:11Z")
Hello, I’ve been turned down for PIP following an appeal. I’m still working full time as mortgage still needs paying. My husband works full time and is also my carer. Does any one know if any financial benefits are avail… --- ## [Greece, exploring culture for free](https://forum.mssociety.org.uk/t/greece-exploring-culture-for-free/81132)
**Author:** [@MariaB123](https://forum.mssociety.org.uk/u/MariaB123)\ **Replies:** 0\ **Last updated:** [21 April 2026 08:10 UTC](https://forum.mssociety.org.uk/t/greece-exploring-culture-for-free/81132 "2026-04-21T08:10:11Z")
Hi everyone, I have just returned from a two week trip to Athens, Xylokastro, Ioannina and Corfu in Greece. I discovered that we have free entry to all public museums and heritage sites, and a carer can accompany us f… --- ## [Council tax support ](https://forum.mssociety.org.uk/t/council-tax-support/81110)
**Author:** [@graham5110466](https://forum.mssociety.org.uk/u/graham5110466)\ **Replies:** 1\ **Last updated:** [16 April 2026 19:21 UTC](https://forum.mssociety.org.uk/t/council-tax-support/81110 "2026-04-16T19:21:27Z")
Hi all Before I gave up work my wife applied for council tax support (under SMI) and was granted a few years ago (25% off the full bill) but since then ive had my MS diagnosis and a friend has told my wife to reach out … --- ## [Wedding insurance - any recommendations?](https://forum.mssociety.org.uk/t/wedding-insurance-any-recommendations/81096)
**Author:** [@mackenzieblackman](https://forum.mssociety.org.uk/u/mackenzieblackman)\ **Replies:** 1\ **Last updated:** [13 April 2026 13:19 UTC](https://forum.mssociety.org.uk/t/wedding-insurance-any-recommendations/81096 "2026-04-13T13:19:03Z")
Hi all, I’m getting married next year and am shopping around for wedding insurance. I wondered if anyone else with MS has found any good policies which include pre-existing conditions? Found this post from a while back… --- ## [Having trouble with pages not loading consistently on the forum — is this happening to anyone else?](https://forum.mssociety.org.uk/t/having-trouble-with-pages-not-loading-consistently-on-the-forum-is-this-happening-to-anyone-else/81080)
**Author:** [@kenjikishimoto2812](https://forum.mssociety.org.uk/u/kenjikishimoto2812)\ **Replies:** 0\ **Last updated:** [8 April 2026 17:36 UTC](https://forum.mssociety.org.uk/t/having-trouble-with-pages-not-loading-consistently-on-the-forum-is-this-happening-to-anyone-else/81080 "2026-04-08T17:36:25Z")
Hi everyone, I hope it’s okay to ask this here because I’ve been running into a bit of a frustrating issue while using the forum. Lately, I’ve noticed that some pages don’t always load properly, especially when I’m try… --- ## [Best Relapsing-remitting MS treatment Need Honest Suggestions](https://forum.mssociety.org.uk/t/best-relapsing-remitting-ms-treatment-need-honest-suggestions/81003)
**Author:** [@rowan1](https://forum.mssociety.org.uk/u/rowan1)\ **Replies:** 2\ **Last updated:** [20 March 2026 13:26 UTC](https://forum.mssociety.org.uk/t/best-relapsing-remitting-ms-treatment-need-honest-suggestions/81003 "2026-03-20T13:26:59Z")
I’ve been living with relapsing-remitting MS for quite some time now. I’ve learned just how important it is to find something that truly suits your body and lifestyle. I also checked numerous user reviews to understand… --- ## [Money](https://forum.mssociety.org.uk/t/money/80956)
**Author:** [@Ems29](https://forum.mssociety.org.uk/u/Ems29)\ **Replies:** 15\ **Last updated:** [14 March 2026 16:33 UTC](https://forum.mssociety.org.uk/t/money/80956 "2026-03-14T16:33:16Z")
Hi, recently put a claim in as I have been recently diagnosed with RRMS in December 2024, policy was taken out September 2022. I thought I was in the final stages as GP and consultant have both sent their forms off and … --- ## [Critical Illness Cover - Help](https://forum.mssociety.org.uk/t/critical-illness-cover-help/80801)
**Author:** [@Andy45](https://forum.mssociety.org.uk/u/Andy45)\ **Replies:** 2\ **Last updated:** [5 February 2026 09:31 UTC](https://forum.mssociety.org.uk/t/critical-illness-cover-help/80801 "2026-02-05T09:31:17Z")
Hi, I was diagnosed with MS in 2021. I had no real problems but just felt something did not feel “right”. I am on Ocrevus since 2021 and not had any problems with the medication or my health. My Scans have been stable. … --- ## [Admin job - they require driving licenceI 8](https://forum.mssociety.org.uk/t/admin-job-they-require-driving-licencei-8/80778)
**Author:** [@MariaB123](https://forum.mssociety.org.uk/u/MariaB123)\ **Replies:** 1\ **Last updated:** [30 January 2026 09:32 UTC](https://forum.mssociety.org.uk/t/admin-job-they-require-driving-licencei-8/80778 "2026-01-30T09:32:53Z")
Hi everyone, I recently had an interview for an administration role. When I first read the job description, it mentioned that a driving licence and access to a car were required. I don’t have a driving licence, and afte… --- ## [How do I go about quitting work permanently?](https://forum.mssociety.org.uk/t/how-do-i-go-about-quitting-work-permanently/80748)
**Author:** [@fionabmullin](https://forum.mssociety.org.uk/u/fionabmullin)\ **Replies:** 3\ **Last updated:** [22 January 2026 18:30 UTC](https://forum.mssociety.org.uk/t/how-do-i-go-about-quitting-work-permanently/80748 "2026-01-22T18:30:13Z")
Hi, I was diagnosed with RR MS 23 years ago and am now at the point where I need to stop working. I have applied for a PIP but what else do I need to do to ensure I am receiving everything I am entitled to, and have t… --- ## [BestLiving with MS Symptoms – Real Challenges & Everyday Coping Tips](https://forum.mssociety.org.uk/t/bestliving-with-ms-symptoms-real-challenges-everyday-coping-tips/80749)
**Author:** [@marrycharli105](https://forum.mssociety.org.uk/u/marrycharli105)\ **Replies:** 1\ **Last updated:** [22 January 2026 13:47 UTC](https://forum.mssociety.org.uk/t/bestliving-with-ms-symptoms-real-challenges-everyday-coping-tips/80749 "2026-01-22T13:47:37Z")
MS symptoms is something that’s hard to fully understand unless you or someone close to you is going through it. Multiple Sclerosis doesn’t look the same for everyone. Some days feel almost normal, while other days even … --- ## [PIP - changes to benefits & assessment coming in 2026](https://forum.mssociety.org.uk/t/pip-changes-to-benefits-assessment-coming-in-2026/80650)
**Author:** [@GCCK](https://forum.mssociety.org.uk/u/GCCK)\ **Replies:** 1\ **Last updated:** [20 January 2026 15:54 UTC](https://forum.mssociety.org.uk/t/pip-changes-to-benefits-assessment-coming-in-2026/80650 "2026-01-20T15:54:42Z")
The changes to PIP disability benefits coming in 2026 Surely anything which empowers the deserving cases and it makes it harder for more contentious claims to get passed has to be a good thing, yes? [Next page](https://forum.mssociety.org.uk/c/finance-and-benefits/18.md?page=1)